Legal Documents & Disclosures

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General Documents:

	Income Disclosure Statement Updated 11/15/2024
	YOR Terms of Use Updated 03/18/2019
	YOR Privacy Policy Updated 03/18/2019

Select Customer (SC) Documents:

	SC Policies & Procedures Updated 03/18/2019
	SC Refund Policy Updated 03/18/2019

Independent Distributor Documents:

	Prohibited Representation Updated 03/18/2019
	Independent Distributor Disclosures Updated 11/15/2024
	Independent Distributor Terms and Conditions Updated 02/03/2020
	Independent Distributor Policies & Procedures Updated 07/16/2021
	Independent Distributor Refund Policy Updated 03/31/2021

* Note: All revision dates are disclosed at the bottom of each document.